|National Average (Interest Checking)||0.03%||$3.00|
|Atlantic Union (Preferred Checking)||0.01%||$1.00|
|Member One (One Choice Checking)||0.00%||$0.00|
|Wells Fargo (Preferred Checking)||0.01%||$1.00|
|Capital One (360 Checking)||0.10%||$10.00|
|Chase (Premier Plus & Sapphire Checking)||0.01%||$1.00|
|CitiBank (Interest Checking)||0.01%||$1.00|
|Ally Bank (Interest Checking)||0.10%||$10.00|
*These estimated earnings are based on the Annual Percentage Yield (APY) for a balance of $10,000.00 for account holders with at least $5,000.00 of monthly direct deposits and assume you do not withdraw funds or incur fees. APYs are accurate as of 6/29/2021 and may change after account opening. Fees may reduce earnings. The APYs for other financial institutions are provided by each institution's public website (or by the FDIC) and are accurate as of 6/29/2021. In some cases competitors assess and/or waive fees if certain criteria are met. Perks, terms, and conditions for each competitor product may have changed since publishing this page. The APYs in this table are for the state of Virginia, where applicable. Registered trademarks are properties of their respective owners.
|Direct Deposit||Average Daily Balance||Dividend Rate||APY||ATM Fee Refunds|
As a member of Freedom First, you have access to over 50,000 surcharge-free ATMs in the CULIANCE ATM network. But with Freedom Stash™, you can also get up to 4 nationwide ATM fee refunds per month.3
You already have your direct deposit set up to get your Freedom Stash™ perks, which means that you can automatically get your paycheck up to 2 days early!4
Deposit AnywhereSM in the Freedom First mobile app lets you deposit checks right from your phone... and funds could be available in as little as 15 minutes!5
Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government entity.